Joan Diggle has lived on her street for 77 years but is now the only resident left on her terrace. She doesn’t want to leave but the situation is becoming frightening and she would love to find a bungalow. In December 2010, however, the handful of households left in phase two of Oldham’s Derker regeneration area received a notice warning there was no money left to acquire their homes. The council blames this turn of events on government spending cuts which have left Oldham with £2m less in its coffers, with the long-term future of the national pathfinder scheme uncertain. Derker is now a ghost town, with grass and cherry trees standing in the place of many terraced homes which are already demolished.